|
|
Rates effective as of September 2, 2010
| SAVINGS/CHECKING |
Account
Type |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest
Rate |
APY* |
| |
|
|
|
|
| Statement Savings |
$100 |
$1 |
0.30% |
0.30% |
| Young Savers |
$50 |
$1 |
0.30% |
0.30% |
| Premium Money Market Acct |
$1,000 |
$0 - $24,999 |
0.50% |
0.50% |
| |
|
$25,000+ |
0.65% |
0.65% |
| High Yield Money Market Acct |
$10,000 New to FFB |
$0 - $4,999 |
0.45% |
0.45% |
| |
|
$5,000 - $9,999 |
0.80% |
0.80% |
| |
|
$10,000+ |
1.24% |
1.25% |
| Money Market Account |
$1,000 |
$0 - $2,499 |
0.45% |
0.45% |
| |
|
$2,500 - $9,999 |
0.45% |
0.45% |
| |
|
$10,000 - $19,999 |
0.65% |
0.65% |
| |
|
$20,000+ |
0.75% |
0.75% |
| Interest Checking |
$100 |
$1,000 - $2,499 |
0.20% |
0.20% |
| |
|
$2,500 - $4,999 |
0.20% |
0.20% |
| |
|
$5,000+ |
0.30% |
0.30% |
| Business Money Market Account |
$5,000 |
$0 - $9,999 |
0.40% |
0.40% |
| |
|
$10,000 - $49,999 |
0.80% |
0.80% |
| |
|
$50,000 - $99,999 |
1.00% |
1.00% |
| |
$100,000+ |
1.24% |
1.25% |
| FIXED-RATE CERTIFICATES OF DEPOSIT |
Account
Type |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest
Rate |
APY* |
| 91 Day CD |
$500 |
$500 |
0.75% |
0.75% |
| |
|
|
|
|
| 6 Month CD |
$500 |
$500 |
1.05% |
1.05% |
| 9 Month CD |
$500 |
$500 |
1.05% |
1.05% |
| 1 Year CD |
$500 |
$500 |
1.34% |
1.35% |
| 1 Year Add-On CD |
$500 |
$500 |
1.39% |
1.40% |
| 18 Month CD |
$500 |
$500 |
1.34% |
1.35% |
| 2 Year CD |
$500 |
$500 |
1.69% |
1.70% |
| 30 Month CD |
$500 |
$500 |
1.74% |
1.75% |
| 3 Year CD |
$500 |
$500 |
2.23% |
2.25% |
| 4 Year CD |
$500 |
$500 |
2.23% |
2.25% |
| 5 Year CD |
$500 |
$500 |
2.67% |
2.70% |
| |
|
|
|
|
15 Month CD SPECIAL
|
$2,500
|
$2,500
|
1.59%
|
1.60%
|
| INDIVIDUAL RETIREMENT ACCOUNTS |
Account
Type |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest
Rate |
APY* |
| IRA Money Market |
$50 |
$0 - $2,499 |
0.45% |
0.45% |
| |
|
$2,500 - $9,999 |
0.45% |
0.45% |
| |
|
$10,000 - $19,999 |
0.65% |
0.65% |
| |
|
$20,000 |
0.75% |
0.75% |
| 1 Year CD |
$100 |
$100 |
1.34% |
1.35% |
| 1 Year Add-On CD |
$100 |
$100 |
1.39% |
1.40% |
| |
|
|
|
|
| 18 Month (fixed-rate) CD |
$100 |
$100 |
1.34% |
1.35% |
| 18 Month (variable-rate) CD |
$100 |
$100 |
1.05% |
1.05% |
| 2 Year CD |
$100 |
$100 |
1.69% |
1.70% |
| 30 Month CD |
$100 |
$100 |
1.74% |
1.75% |
| 3 Year CD |
$100 |
$100 |
2.23% |
2.25% |
| 4 Year CD |
$100 |
$100 |
2.23% |
2.25% |
| 5 Year CD |
$100 |
$100 |
2.67% |
2.70% |
15 Month CD SPECIAL
|
$2,500
|
$2,500
|
1.59%
|
1.60%
|
Rates in effect on
September 2, 2010.
Rates are subject to change.
Substantial penalty for early withdrawal.
* Annual Percentage Yield
Please request further information from an employee concerning the fees and terms applicable to the above accounts by calling:
Lexington: (859) 253-2605
Georgetown: (859) 244-7272 |
|
